FS Super

Product intervention orders

RICHARD BATTEN   The Australian Securities and Investments Commission (ASIC) made a product intervention order on 22 October 2020 that imposes conditions on the issue and distribution of contracts ...

Financial crime

ANDREW HOWARD   The conditions around the COVID-19 pandemic—economic uncertainty and lack of internal controls in a new digital workplace—have created the perfect ecosystem for financial ...

Integrating ESG into active systematic strategies

SETH WEINGRAM   ESG is one of the most important trends in contemporary investing, with ESG issues reported to affect investment risk and return, and asset owners demanding ESG strategies in ...

What to do about fixed income?

SETH WEINGRAM   Over the past four decades, the long-term sovereign bonds that typically dominate asset owners' fixed income allocations have delivered outstanding returns. Moreover, since 2000 ...

Insurance cover available through superannuation

AMY LEWIS   Superannuation funds typically offer three types of insurance to members. How age makes a difference to superannuation insurance If a member is over 25, most superannuation funds ...

Life insurance in superannuation: Improving member outcomes

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY   Life and disability insurance are important benefits offered by superannuation funds to Australians. Under the Superannuation Industry (Supervision) Act 1993 (SIS Act), all members ...

Striking the balance

DANIEL MCKEAN   As confirmed by the Australian Institute of Criminology (AIC), we now live in a world where cyber-related identity crime is "more common than robbery, motor vehicle theft, household ...

The digital push

KARREN VERGARA   The subject of life insurance does not spark interest for many, typically because it's perceived as boring, complicated and expensive. Over the last decade, however, the life ...

Solving the longevity puzzle

FINTAN THORNTON   The risk of members outliving their retirement savings presents a significant challenge for retirees and superannuation funds alike. With the Retirement Income Covenant (the covenant) ...

Six member SMSFs

GRAEME COLLEY   Six member SMSF funds sound like a sensible idea. Put the family in one super fund, make joint investment decisions, help the children save and heaps more reasons. Why not? The ...

SMSFs and overseas property

GRAEME COLLEY   An important part of a fund's investment strategy is for trustees to consider diversification of assets. This can take place amongst different investment classes, but also within ...

Do you have to pay superannuation to contractors?

ANGUS MORRISON   Want to know whether superannuation should be paid to contractors? If you engage contractors, the cost of getting this wrong can be extremely high. Government legislation is complex.

Super issues 2018

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...

SMSF trustees - healthier, wealthier and living longer

JIM HENNINGTON   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...