DTCC *   The past several years have been characterised by a worldwide economic expansion that is broadly synchronised between the U.S., Europe and Asia. In 2017, the global economy grew ...DTCC *   Over the past decade, the financial industry has made substantial progress in strengthening global market stability and enhancing resilience. Financial firms have deleveraged significantly ...

TOH SHAOWEI   Even though much has already been spoken about the coming Asia Pacific (APAC) growth era, the investment universe is still caught in a tug-of-war between the familiar comforts ...MATTHEW STROTTON   Key takeaways The online challenge is not uniform across all retail segments. E-commerce penetration has been especially notable in highly commoditised, non- perishable and digital ...

LINDA BRUCE   Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal ...EMMA RAPAPORT   On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned whistleblower, Dr Benjamin ...

SHAUN MCKENNA   Part one: From angst to advantage Today's superannuation funds are at risk of losing control of their futures through regulation, through acquisition and, in the longer term, through ...ROSS ISRAEL   Each generation appears to think that changes experienced in their time are the most dramatic in history. Everything is said to be "bigger, faster, best/worst, unprecedented" and ...

DAVID ORFORD   The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly ...DAVID ORFORD   Ever since the introduction of Australian Life Tables by the Australian Government Actuary in the 1880s, the longevity of Australians has been consistently improving. Fast forward ...

DANIEL BUTLER   The new law pertaining to 'ipso facto' clauses came into operation on 1 July 2018. This article highlights the relevance of the new law for SMSFs. Note that the law in ...DANIEL BUTLER   On 24 May 2018, the Government announced a 12 month superannuation guarantee (SG) amnesty that proposes to give employers an opportunity to rectify past SG non-compliance without ...

MATTHEW MCGILTON   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...JIM HENNINGTON   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...