PETER BURGESS   The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry (the Commission) released its final report and the SuperConcepts technical team ...ANDREW BROWN   Much has been written about the disruptive changes that are continually assailing organisations and markets. Organisations that have been unable to adapt appropriately are being ...

JOHN THORNDIKE   How liquid alternatives, aided by higher cash rates, could help position portfolios to achieve 5% real returns. Executive summary In the years following the Global Financial Crisis ...TOBY GOODWORTH   Derivatives-based overlay strategies to protect against equity losses have become increasingly popular through the past twelve months among pension funds, endowments and other ...

LINDA BRUCE   Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal ...EMMA RAPAPORT   On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned whistleblower, Dr Benjamin ...

SHAUN MCKENNA   For quite a few years now, the superannuation sector has been awash with talk of change. Every year, the call grows louder - underpinned by new developments that, at times, are ...SHAUN MCKENNA   Part one: From angst to advantage Today's superannuation funds are at risk of losing control of their futures through regulation, through acquisition and, in the longer term ...

GOPINATH KARUNAKARAN   We have been in a period where financial market volatility has been abnormally low and as such, the focus in fixed income has become overly skewed to how much interest income can ...DAVID ORFORD   The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly ...

DANIEL BUTLER   We compare the option of a director nominating an alternate director in contrast to nominating a successor director in a self-managed superannuation fund ('SMSF') context to determine ...DANIEL BUTLER   This article covers the main ways a person becomes a disqualified person, the consequences of disqualification and the options available to those who are disqualified. (We refer ...

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...JIM HENNINGTON   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...