MICHELLE LEVY   APRA and ASIC issued a joint letter to all RSE licensees entitled Oversight of fees charged to members' superannuation accounts in early April 2019. The letter is in response ...VINCE BATTAGLIA   In this article, we briefly outline the design and distribution obligations and ASIC's product intervention powers set out in recent amendments to the corporations legislation ...

GORDON BROWN   "It is a riddle, wrapped in a mystery, inside an enigma." ~Sir Winston Churchill Churchill's well-known words describing Russia applies equally well to the topic of currency ...MARIA DREW   Water. Energy. Food. Three vital components for sustainable development. The interaction of these factors is commonly referred to as the Water-Energy-Food Nexus (WEF-Nexus). Changes ...

DEIDRE GROVER   Insurance through superannuation is widely utilised in Australia and plays an important role given the benefits it can provide individuals. However, the deduction of insurance ...LINDA BRUCE   Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal ...

INTEGRATED PAYMENT TECHNOLOGIES   In the age of 'big data,' organisations have the opportunity to harness the power of information, but also the obligation to protect what data they have in the face of ...JASON ARONT   Increasingly we are hearing about the revolutionary technologies that will fundamentally change the way we live our lives. This will be led by the internet of things, smart cities ...

DAVID ORFORD   With two years of considerable discussion around the provision of new retirement income products, savvy trustees are realising it's the perfect time to integrate retirement income ...DARREN BEESLEY   In the past, most Australians have been in the accumulation phase when it comes to their money. Their primary objective has been building wealth. But that changed in 2011 when ...

SAMANTHA CARROLL   In May 2019 APRA released an Information Paper on the findings arising from self-assessments of governance, accountability and culture. The request for self-assessments followed ...RAEWYN WILLIAMS   Last year almost two-thirds of superannuation contributions received by APRA-regulated funds were paid back out to members as benefits. This shift from 'stash' to 'splash' has ...

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...DOUG MCBIRNIE   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...