DTCC *   The past several years have been characterised by a worldwide economic expansion that is broadly synchronised between the U.S., Europe and Asia. In 2017, the global economy grew ...DTCC *   Over the past decade, the financial industry has made substantial progress in strengthening global market stability and enhancing resilience. Financial firms have deleveraged significantly ...

MATTHEW STROTTON   Key takeaways The online challenge is not uniform across all retail segments. E-commerce penetration has been especially notable in highly commoditised, non- perishable and digital ...MATTHEW PETER   US consumer tail wind augurs well for A and B grade malls The US retail sector is proving a difficult landscape to navigate as competing forces jostle for dominance. Tailwinds ...

LINDA BRUCE   Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal ...EMMA RAPAPORT   On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned whistleblower, Dr Benjamin ...

ROSS ISRAEL   Each generation appears to think that changes experienced in their time are the most dramatic in history. Everything is said to be "bigger, faster, best/worst, unprecedented" and ...LUKE NARDELLA   Question 1: Are you the hunter or the hunted? You'd be forgiven for thinking that 2017 was the Australian superannuation sector's very own "annus horribilis." After 26 years and ...

DAVID ORFORD   The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly ...DAVID ORFORD   Ever since the introduction of Australian Life Tables by the Australian Government Actuary in the 1880s, the longevity of Australians has been consistently improving. Fast forward ...

DANIEL BUTLER   The new law pertaining to 'ipso facto' clauses came into operation on 1 July 2018. This article highlights the relevance of the new law for SMSFs. Note that the law in ...DANIEL BUTLER   On 24 May 2018, the Government announced a 12 month superannuation guarantee (SG) amnesty that proposes to give employers an opportunity to rectify past SG non-compliance without ...

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...DOUG MCBIRNIE   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...