PRAYAS PRADHAN   The Australian Securities and Investments Commission (ASIC) made a product intervention order on 22 October 2020 that imposes conditions on the issue and distribution of contracts ...ANDREW HOWARD   The conditions around the COVID-19 pandemic—economic uncertainty and lack of internal controls in a new digital workplace—have created the perfect ecosystem for financial ...

RAEWYN WILLIAMS   Mass consolidation is a much-studied phenomenon of the corporate sector, riding the economic boom/bust cycle—but it is a first for Australia's $3 trillion superannuation industry ...MARTIN FOWLER   Child superannuation contributions strategies are often dismissed due to the very long period of time before the funds can be accessed. This paper explores if contributions can ...

SELWYN BLACK   A considerable proportion of our wealth now sits in superannuation. It is estimated that at the age of retirement (age 60-64) the average Australian will have over $200,000 in ...DEIDRE GROVER   Insurance through superannuation is widely utilised in Australia and plays an important role given the benefits it can provide individuals. However, the deduction of insurance ...

KARREN VERGARA   The subject of life insurance does not spark interest for many, typically because it's perceived as boring, complicated and expensive. Over the last decade, however, the life ...KARREN VERGARA   Eight years ago, researchers from the University of Oxford analysed over 700 jobs to determine which will likely fall prey to computerisation. The famous research found insurance ...

RAHUL SINGH   Accumulated through compulsory and voluntary contributions as well as earnings, superannuation is a significant source of retirement savings. As clients approach retirement, their ...JODIE HAMPSHIRE   People are increasing relying on technology to help them make better informed decisions. This new era of human-technology collaboration has recently begun to influence the structure ...

ANGUS MORRISON   Want to know whether superannuation should be paid to contractors? If you engage contractors, the cost of getting this wrong can be extremely high. Government legislation is complex.PETER TOWNSEND   The Australian Taxation Office (ATO) has recently published 'Regulation 8.02B and evidence to support real property valuations' which outlines its evidence approach and requirements ...

MATTHEW MCGILTON   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...DOUG MCBIRNIE   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...