ALLY CROWTHER   Allens said at the outset of this pandemic that financial advice will play an important role in supporting members who are considering whether to access their superannuation early.VINCE BATTAGLIA   This paper outlines changes to fees and costs disclosure requirements for superannuation products and collective investment products implemented by ASIC Corporations (Disclosure ...

JOSHUA MCKENZIE   The sophisticated world of large superannuation fund investing demonstrates an age-old aphorism: the only constant is change. Funds initiate some changed themselves to implement ...ANDREA BREWER   The link between positive environmental, social and governance (ESG) performance and economic growth is not new. However, the heightened focus by market participants on value ...

SELWYN BLACK   A considerable proportion of our wealth now sits in superannuation. It is estimated that at the age of retirement (age 60-64) the average Australian will have over $200,000 in ...DEIDRE GROVER   Insurance through superannuation is widely utilised in Australia and plays an important role given the benefits it can provide individuals. However, the deduction of insurance ...

DANIEL HILL   Consumers might not spend much time thinking about the series of connections and interactions that take place within a few seconds after they swipe their credit card, click 'complete ...THERESA LEWIN   A complex web of cyber security obligations has been created for the superannuation industry with the advent of a recent prudential standard in regard to information security.

DAVID ORFORD   Optimum Pensions has designed and tested an innovative new lifetime income stream, the Real Lifetime Pension (RLP), that may be delivered by superannuation funds to their members ...MICHAEL MCLEAN   A lifetime income stream that includes a lifetime annuity can provide secure, regular income for life, providing clients with peace of mind in retirement regardless of how long ...

MICHAEL VRISAKIS   The way we live, work and socialise have not been the only changes owing to the COVID-19 pandemic—the government has also been led to introduce a variety of measures affecting ...RAHOUL CHOWDRY   This paper outlines how the COVID-19 pandemic has impacted the financial services industry in Australia to date—what it means from a macroeconomic, government, regulatory and ...

MATTHEW MCGILTON   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...JIM HENNINGTON   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...