IAN LAUGHLIN   How can it be that institutions spend huge amounts of money, resources and intellect on managing risk, and still find themselves being castigated by the press, politicians and ...RAEWYN WILLIAMS   Industry, public sector and corporate superannuation funds are finding their myriad stakeholders are a difficult group to please. First, there are members who may be, collectively ...

BRAD GUYNN   Recent spikes in volatility have focused investors' minds on mitigating the risk of an equity market correction - and for good reason. The economic cycle in developed economies ...SIMON COOKE   Investors often discount the importance of environmental, social and governance (ESG) analysis in emerging market debt (EMD) investing, based on perceptions that emerging market ...

LINDA BRUCE   Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal ...EMMA RAPAPORT   On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned whistleblower, Dr Benjamin ...

ROSS ISRAEL   Each generation appears to think that changes experienced in their time are the most dramatic in history. Everything is said to be "bigger, faster, best/worst, unprecedented" and ...LUKE NARDELLA   Question 1: Are you the hunter or the hunted? You'd be forgiven for thinking that 2017 was the Australian superannuation sector's very own "annus horribilis." After 26 years and ...

PAUL BOUCHEY   "...gold which he cannot spend will make no man rich." - Dr. Samuel Johnson (1709-84) Superannuation funds in Australia will rightly be pleased with the average double-digit investment ...SAM HIGGIE   1. Retirement in Australia: yesterday, today and tomorrow Australia's superannuation system - the Superannuation Guarantee - is now in its 25th year. By almost all measures ...

CHRISTIAN PAKPAHAN   The Treasury Laws Amendment (Reducing Pressure On Housing Affordability Measures No. 1) Act 2017 (Cth) , which introduces downsizer contributions and the First Home Super Saver ...DAVID BLUMENTHAL   Technology and automation are driving rapid changes to the super industry. The emergence of low-cost SMSF administrators has considerably reduced the costs and complexity of setting ...

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...DOUG MCBIRNIE   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...