Latest News

Dump annual super contributions cap: CA ANZ

Ahead of this weekend's election, the Chartered Accountants Australia and New Zealand (CA ANZ) wants both major political parties to commit to dumping the annual superannuation contribution cap for the benefit of women.

Super home buyer scheme fails to move the needle

At first glance, the government's superannuation plan for homebuyers seemed a compelling proposition, but concrete analysis has revealed that at best it's only a marginal measure.

Superannuation not a super solution to housing affordability

Homeownership rates have plummeted, but unions and industry groups have had a negative response to Scott Morrison's last-ditch pitch to 'aspirational Australians'.

Government proposes further expansion of downsizer scheme

The Morrison government has said it will expand the downsizer superannuation scheme by reducing the minimum eligibility age if re-elected this weekend.

Latest White Papers

Where are all the women?

YOLANDA BEATTIE   In 2016 when Lady Quentin Bryce walked into the Fund Manager of the Year awards, she turned to a leading female portfolio manager and asked, "where are all the women?".

Engagement versus exclusion in public markets

BARNABY WIENER, VISHAL HINDOCHA   Sustainability in focus

Corporate collective investment vehicles

KENDRA TURNER, MICHAEL CHAAYA   A new fund structure becomes reality.

Decarbonising equity portfolios

MATTHEW PICONE, ANDY MONIZ, SETH WEINGRAM   How asset managers can help investors promote the fight against climate change by decarbonising their portfolios.

Bankruptcy, life insurance and super

ALEX KOODRIN   If your client base includes business owners, chances are you have turned your mind to what might happen to their superannuation and proceeds from life insurance policies should their circumstances drastically change, and they become bankrupt.

Insurance cover available through superannuation

AMY LEWIS   Superannuation funds typically offer three types of insurance to members.

Cybersecurity issues for super funds

SHAUN MCKENNA   Understanding that a fund's most glaring vulnerability is often the human element, employees need to be trained, educated and equipped to recognise cyber attacks.

Digital advice key to keeping members engaged

STEVE DAVISON   Digital advice is set to play a vital role for superannuation funds wanting to engage their growing memberships and steer them toward better retirement outcomes, says Midwinter's Steve Davison.

Balancing retirement income risks

AARON MINNEY   Generating the income for retirement from accumulated savings is a challenge that comes with additional risks to the retiree.

Navigating the Retirement Income Covenant

DANIELLE BOSE   On 27 September 2021, the federal government (government) released Exposure Draft legislation that will introduce a Retirement Income Covenant (RIC) for trustees of registrable superannuation entities (RSEs) as part of the Superannuation Industry (Supervision) Act 1993 (SIS Act).

Choosing an investment consultant

SARKIS TEPELI, MEIRINE GIGGINS   This paper outlines the key considerations and steps required in appointing a consultant with specific focus on the investment and servicing credentials of a consultant.

Am I liable for super for independent contractors?

CYNTHIA VOON   It is widely understood that the status of a worker as an employee or independent contractor is based on a range of common law tests. Generally, where a worker contracts to achieve a result the relationship between the parties will be one of principal and independent contractor. In contrast, a worker ...

Corporate greenwashing: The latest target for climate litigation

ANDREW KORBEL   As an oil and gas giant recently became the first corporate to be hit with Australian proceedings for alleged climate-related 'greenwashing', one thing is clear: companies need to be very careful when making claims about their climate-friendly credentials.

The psychology of super fund member segmentation

SIMON RUSSELL   Superannuation fund members are not all the same; but neither are they all entirely different.

APRA attention to climate risks hots up

ILONA MILLAR, PHIL TURNER   This paper looks at the background to CPG 229, APRA's expectations regarding governance of climate risk and climate risk management, the upcoming APRA survey and next steps.

2021 Year in Review: Super

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY   This paper represents an excerpt from APRA's 2021 Year in Review.

NFTs: Are SMSFs allowed to invest in them?

ANNIE DAWSON   At the end of 2021, the market for non-fungible tokens or NFTs was estimated to reach a staggering US$41 billion, and some say this amount is understated! It begs the questions, what exactly are NFTs and are SMSFs allowed to invest in them?

Planning the exit from an SMSF

DANIEL BUTLER, WILLIAM FETTES   This paper examines key considerations that arise for SMSF members seeking to formulate a robust succession plan in relation to their SMSF benefits.

Payment of death benefits when couples die simultaneously

GRAEME COLLEY   Many trustees and members of not only SMSFs, but also public offer superannuation funds, are interested in the payment of death benefits if they or their spouse were to die. This usually revolves around who is eligible to receive the death benefits, the effectiveness of reversionary pensions, non-reversionary ...

Avoiding mistakes with superannuation nomination beneficiary forms

AIA TECHNICAL TEAM   It is generally well understood that an individual is unable to include directions in their Will in relation to the distribution of death benefits by a superannuation fund trustee.

Age of activism

JAMES FERNYHOUGH   UniSuper chief investment officer John Pearce talks to FS Super associate editor James Fernyhough about Westfield, company engagement, and the role of members in investment strategy.

A career in retrospect

JAMES FERNYHOUGH   In September, HESTA chief executive Anne-Marie Corboy announced that she would be standing down after 16 years at the helm of one of Australia's largest super funds. James Fernyhough caught up with her to hear her thoughts on HESTA's evolution, the purpose of superannuation, and why the media ...