Insurance

Insurance Articles

Insurance through superannuation: Where to from here?

DEIDRE GROVER | Comments | FRIDAY, 14 JUN 2019

Insurance through superannuation is widely utilised in Australia and plays an important role given the benefits it can provide individuals. However, the deduction of insurance premiums from superannuation ... Insurance ... Read more

Total and permanent disability insurance through super

LINDA BRUCE | Comments | FRIDAY, 13 APR 2018

Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal insurance policies ... Personal ... Read more

Turning over a new leaf

EMMA RAPAPORT | Comments | FRIDAY, 11 AUG 2017

On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned whistleblower, Dr Benjamin Koh, alleged to a media ... On ... Read more

What's old is new again

CHRISTOPHER BLAXLAND-WALKER | Comments | FRIDAY, 13 JAN 2017

Retaining invaluable knowledge andexperience in the modern advice world Up to 30% of risk-focused advisers are expected to sell their practice and retire in the next few years, driven by the convergence ... Retaining ... Read more

People power: Insuring human capital

ALEXIS KOODRIN | Comments | FRIDAY, 16 SEP 2016

Key person insurance All businesses should consider the use of insurance to compensate the business for any financial loss or cost suffered because an insurable event has occurred with respect to a key ... Key ... Read more

Tax considerations for owning TPD policies

RAHUL SINGH | Comments | FRIDAY, 16 SEP 2016

Prior to 1 July 2014, when considering total and permanent disablement (TPD) insurance, advisers typically considered the advantages and disadvantages of owning the cover inside or outside superannuation ... Prior ... Read more

Life insurance and advice working group

Comments | WEDNESDAY, 27 MAY 2015

Conflicted remuneration structures are the primary cause of poor advice in Australia, and feature in all the major advice scandals spanning the last decade. Conflicted remuneration, if allowed to remain ... Conflicted ... Read more

Risk at risk

JAMES FERNYHOUGH , LAURA MILLAN | Comments | SUNDAY, 4 AUG 2013

In the wake of the group insurance crisis, super funds are one-by-one renegotiating their contracts with their life insurers. As a result, premiums are rising significantly, in many cases bringing them ... In ... Read more

Insurance and superannuation - what works, what doesn't

GRAEME COLLEY | Comments | THURSDAY, 20 SEP 2012

Graeme Colley of the SMSF Professionals Association of Australia (SPAA) explores life insurance options for SMSF investors. Graeme Colley of the SMSF Professionals Association of Australia (SPAA) ... Read more

Superannuation and insurance: related parties and member cost

KEVIN LIU , BRUCE ARNOLD | Comments | THURSDAY, 20 SEP 2012

This APRA working paper compares premiums paid by by super members to the benefits they receive. ... Read more

Insurance claims taxed - when and why

JONATHAN DE FRIES | Comments | WEDNESDAY, 11 JUL 2012

Advisers working in business insurance have a lot to consider; not only deductibility of premiums, but also the implications of capital gains tax. In this paper, Jon de Fries examines the issue in regards ... Advisers ... Read more

Employee benefits- better in super

JEFFREY SCOTT | Comments | TUESDAY, 13 MAR 2012

In this time of fiscal responsibility, businesses need to weigh the costs and benefits of any expenditure. At the same time, employers want to retain good employees and accordingly, many employers are ... In ... Read more

Insurance in Superannuation - A Potentially Dangerous Opportunity

STEPHEN GRAHAM | Comments | MONDAY, 4 FEB 2013

According to recent Lifewise / NATSEM research, 95 per cent of Australian families don't have adequate insurance cover. This dramatic level of underinsurance provides a significant opportunity for financial ... According ... Read more

Would You Like Insurance With That?

PAUL TRIGG | Comments | MONDAY, 4 FEB 2013

It wasn't too long ago when group life insurance was a small sector with just a handful of serious players. With the proliferation of group and industry super funds, the group risk market is today worth ... It ... Read more

Solving the advice paradox by getting the right information at the right price

JIM MINTO | Comments | MONDAY, 1 JAN 2007

The concept of "simple super" has significantly shifted the goal posts for consumers and for everyone in the industry. It has also helped eliminate some of the complexity which has built up ... The ... Read more

Group insurance undergoes a significant change in Australia

MICHAEL ROGERS | Comments | MONDAY, 1 JAN 2007

Group Insurance has always been a tremendous platform for making insurance more accessible to more people, but increased competition and strong economic conditions have meant Group Insurers have had ... Read more

Latest News


Fee hike at government super fund KANIKA SOOD A government superannuation fund has increased its admin fees for the first time in nine years.	Defined contribution: A global perspective HARRISON WORLEY Superannuation executives at the ASFA Conference have learned of the challenges facing other defined contribution pension systems around the world.

ASFA strikes back at super detractors HARRISON WORLEY Association of Superannuation Funds of Australia chief executive Martin Fahy has hit out against vocal critics of the super system on the opening morning of the 2019 ASFA Conference in Melbourne today.	Cbus enters corporate super JAMIE WILLIAMSON The $54 billion industry superannuation fund is dipping its toes into the world of corporate super, launching a new offering this week.

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A dignified legacy

GREGORY CANTOR
CHIEF EXECUTIVE OFFICER
AUSTRALIAN CATHOLIC SUPERANNUATION AND RETIREMENT FUND

Dignity is important for Greg Cantor. It underpins who he is, and it's what he has strived for 30 years to provide fund members each and every day. Harrison Worley writes.

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John Dyall Head of Investment Research Rainmaker Information	Jo-Anne Bloch Head of Industry and Public Sector Funds Mercer (Australia) Pty Ltd	Harry Tan Head of Research, Asia Pacific Nuveen	Alastair Way Head of Global Emerging Market Equities Aviva Investors
How good are Australian equities in super?	The future of super is bright... right?	Lower rates: boon or bane for Asia Pacific real estate?	As China soars, emerging market investors need a rethink
Australian equities are a major component in Australian superannuation plans. We know they are tax advantaged in super due to franking credits and reduced ...	We are in a time of immense change in the superannuation industry, not seen since the likes of Stronger Super or the introduction of the Superannuation ...	Every year over the past few years, there have been increasing concerns that the Asia Pacific real estate cycle has become over-extended. Yet pricing ...	In the early twentieth century, Japanese economists coined a theory of development known as the 'flying geese paradigm'. The idea was that Japan led the ...
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