FS Super - Insurance Articles

Insurance Articles

Total and permanent disability insurance through super

LINDA BRUCE | Comments | FRIDAY, 13 APR 2018

Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In ... Read more

Turning over a new leaf

EMMA RAPAPORT | Comments | FRIDAY, 11 AUG 2017

On Monday March 7, 2016, the Australian life insurance sector changed forever. With his back to camera, former CommInsure chief medical officer turned ... Read more

What's old is new again

CHRISTOPHER BLAXLAND-WALKER | Comments | FRIDAY, 13 JAN 2017

Retaining invaluable knowledge andexperience in the modern advice world Up to 30% of risk-focused advisers are expected to sell their practice and ... Read more

People power: Insuring human capital

ALEXIS KOODRIN | Comments | FRIDAY, 16 SEP 2016

Key person insurance All businesses should consider the use of insurance to compensate the business for any financial loss or cost suffered because an ... Read more

Tax considerations for owning TPD policies

RAHUL SINGH | Comments | FRIDAY, 16 SEP 2016

Prior to 1 July 2014, when considering total and permanent disablement (TPD) insurance, advisers typically considered the advantages and disadvantages ... Read more

Life insurance and advice working group

Comments | WEDNESDAY, 27 MAY 2015

Conflicted remuneration structures are the primary cause of poor advice in Australia, and feature in all the major advice scandals spanning the last ... Read more

Risk at risk

JAMES FERNYHOUGH , LAURA MILLAN | Comments | SUNDAY, 4 AUG 2013

In the wake of the group insurance crisis, super funds are one-by-one renegotiating their contracts with their life insurers. As a result, premiums are ... Read more

Insurance and superannuation - what works, what doesn't

GRAEME COLLEY | Comments | THURSDAY, 20 SEP 2012

Graeme Colley of the SMSF Professionals Association of Australia (SPAA) explores life insurance options for SMSF investors. ... Read more

Superannuation and insurance: related parties and member cost

KEVIN LIU , BRUCE ARNOLD | Comments | THURSDAY, 20 SEP 2012

This APRA working paper compares premiums paid by by super members to the benefits they receive. ... Read more

Insurance claims taxed - when and why

JON DE FRIES | Comments | WEDNESDAY, 11 JUL 2012

Advisers working in business insurance have a lot to consider; not only deductibility of premiums, but also the implications of capital gains tax. In ... Read more

Employee benefits- better in super

JEFFREY SCOTT | Comments | TUESDAY, 13 MAR 2012

In this time of fiscal responsibility, businesses need to weigh the costs and benefits of any expenditure. At the same time, employers want to retain ... Read more

Insurance in Superannuation - A Potentially Dangerous Opportunity

STEPHEN GRAHAM | Comments | MONDAY, 4 FEB 2013

According to recent Lifewise / NATSEM research, 95 per cent of Australian families don't have adequate insurance cover. This dramatic level of ... Read more

Would You Like Insurance With That?

PAUL TRIGG | Comments | MONDAY, 4 FEB 2013

It wasn't too long ago when group life insurance was a small sector with just a handful of serious players. With the proliferation of group and industry ... Read more

Solving the advice paradox by getting the right information at the right price

JIM MINTO | Comments | MONDAY, 1 JAN 2007

The concept of "simple super" has significantly shifted the goal posts for consumers and for everyone in the industry. It has also helped ... Read more

Group insurance undergoes a significant change in Australia

MICHAEL ROGERS | Comments | MONDAY, 1 JAN 2007

Group Insurance has always been a tremendous platform for making insurance more accessible to more people, but increased competition and strong economic ... Read more

Latest News


Labor super reforms can reach further heights: Industry DARREN SNYDER Superannuation industry lobby groups are welcoming Labor's election promise to address the super gender gap at retirement. They also believe more can be done.	Labor commits $400m to gender super gap JAMIE WILLIAMSON If elected, the Labor Party will work to narrow the retirement savings gap by topping up the superannuation accounts of women on parental leave among several other measures.

AustralianSuper awards international property mandate DARREN SNYDER AustralianSuper has committed to its first commercial real estate debt investment in the UK, marking the cornerstone transaction for a new mandate with a global real estate manager.	Choice members worse off in retirement: Research KARREN VERGARA Latest research shows MySuper members are $50,000 better off at retirement compared to those invested in choice products.

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A bold move

JIM LAMBORN
CHIEF EXECUTIVE OFFICER
JANA INVESTMENT ADVISERS PTY LIMITED

Spearheading a landmark management buyout takes courage and vision. Jim Lamborn will be known as the transformational figure who reshaped the investment consulting firm with $400 billion of assets under advice. He tells Karren Vergara how he did it.

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Shelley Banton

Executive General Manager, Technical Services

FS Super

Why cryptocurrency is SMSF kryptonite

As SMSF trustees start to chase higher returns in a low-interest rate economy, interest in investing in cryptocurrencies such as Bitcoin (BTC) is on the ...

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Meg Heffron

Head of SMSF Technical & Education Services

FS Super

Death and transfer balance cap reporting

A question that has already come up in our practice several times relates to clients who died before 1 July 2017. In particular, if the deceased had a ...

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John Dyall

Head of Investment Research

FS Super

Mix up property with infrastructure to make it real

It's no secret Australians have a fascination with property, and not just residential property. REITs (or Real Estate Investment Trusts) were first developed ...

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Stephen Fay

Director of Data and Head of Superannuation Research

FS Super

Pursuing responsible super investment

For the superannuation member that cares about ethical or responsible investing, is it better to choose a fund with a responsible investment strategy perhaps ...

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