... more complicated as the traditional family structure increasingly fractures. So, it places enormous onus on having an estate plan that limits the potential for family friction. For many families it will be difficult. Indeed, for some, tragically, it ... Read more

This year, the first of July marked more than just the start of the new financial year; it was also the beginning of the government's stage three tax cuts. The discussions leading to the changes put a sharp focus on managing marginal tax bracket ... Read more

... Trust and WBR Insights that aims to assess trends in asset management: When asked in what asset classes managers in Australia plan to increase distribution, 64% identified both private credit/private debt and real estate as likely investing targets. ... Read more

... Regulators will need to ensure their retirement income strategy is fit for purpose and fully integrated into their business plan by 1 July 2025 when the new prudential standard SPS 515 Strategic Planning and Member Outcomes commences. RSE licensees who ... Read more

... calculations and reconciliations, year-end presents unique challenges and opportunities for institutions like super funds and life insurance companies managing unit pricing. GBST's tax consultant, Edward Au, takes a look at navigating tax in unit ... Read more

Consider this scenario: You're 32 years old. A few years ago, after many years of saving, you moved into your first home, leaving your mum who had raised you as a single parent in your childhood residence. You have signed a binding death benefit ... Read more

This paper examines Australian and overseas retirement income products and in particular immediate and deferred lifetime annuities, to determine the role that the latter two could play in meeting the Retirement Income Covenant (Covenant). T he commencement ... Read more

... uncertainty. These concerns are set against a broader global backdrop of geopolitical uncertainty. Our industry as security provider Life insurance - like other forms of insurance - has always been about providing people with a meaningful sense of security ... Read more

... superannuation entity (RSE) licensees have published summaries of their retirement income strategies (RIS). Following on from Plan for Life's (PFL) initial review of published RIC strategies Retirement Market Review 2022 (2022 Review), PFL conducted ... Read more

The retirement landscape is undergoing a seismic shift. With changing demographics, longer life spans, and evolving economic trends, it has become imperative for the pension industry to move with the times. Link Group believes the transition to retirement ... Read more