One major aspect of the Age Pension system is its impact on retirement incomes generally, and the needs they are required to satisfy. We are told that our Three Pillars policy is the envy of many countries, but in practice Australia does not actually ... Read more

Self managed superannuation has proven to be a very successful concept, which continues to grow at a rapid rate. The Coalition strongly supports SMSFs as we believe in choice, and self managed superannuation provides a vehicle for Australians to determine ... Read more

In this article we provide some clarity on the fundamental components of sustainability in the property industry and identify a new approach to delivering profitable sustainability. We will go over some statistics and property rating schemes and look ... Read more

The Commonwealth Government's move to establish a government-owned enterprise - which we have termed 'AussieMac' - to provide a minimum level of back-stop stability to the residential mortgage-backed securities (RMBS) market in Australia ... Read more

The Indian economy is amongst the largest emerging market economies and presents among the most attractive growth opportunities globally because so much of its growth is domestically driven. Combine this with India's large investment program and ... Read more

Commercial real estate in the US alone has a market cap of roughly $4.5 trillion. For comparison purposes, the Federal Reserve estimates the market cap of corporate stocks at just under $15 trillion and that of corporate bonds at about $9.5 trillion. ... Read more

Australia's superannuation funds are among the fastest growing in the world, having quadrupled to A$1.1 trillion of assets under management following more than a decade of compulsory contributions. While funds management has historically been handled ... Read more

With the recent press surrounding the use statutory declarations and the consequences of making false declarations, it is worthwhile reviewing how they are used in superannuation. It appears that, while statutory declarations are commonly used, there ... Read more

September 11, 2001, was the disaster that lead US President Bush to introduce their AML legislation, causing Australia to introduce its own legislation on 12 December 2006. As the Act is principles based, it allows businesses to apply a risk based approach ... Read more

This paper presents my views on how Australia can start to move into more effective policy settings for converting superannuation into lifetome retirement income. Read more