The introduction of the self-managed superannuation fund (SMSF) 20 years ago gave Australians greater flexibility, control and choice over how they invest their retirement savings. Read more

Goals-based investing is about building and managing investment portfolios to achieve particular outcomes. Goals-based investing focuses on achieving the specific results desired by the end client, the investor, rather than more arbitrary market ben ... Read more

The link between positive environmental, social and governance (ESG) performance and economic growth is not new. However, the heightened focus by market participants on value creation through sustainability is new and being driven in part by global ... Read more

The sophisticated world of large superannuation fund investing demonstrates an age-old aphorism: the only constant is change. Funds initiate some changed themselves to implement new ideas, address risks in the portfolio (including peer risk), insource ... Read more

While there has been a hiatus in new deal activity in fund secondaries markets during the significant market dislocation experiences in the first quarter of this year, we look ahead to the green shoots in the secondaries market, with expectations of ... Read more

Consumers might not spend much time thinking about the series of connections and interactions that take place within a few seconds after they swipe their credit card, click 'complete purchase' on a screen, or tap their smartphone on a sensor. Read more

The way we live, work and socialise have not been the only changes owing to the COVID-19 pandemic-the government has also been led to introduce a variety of measures affecting the financial services industry, including the reduction of default minimum ... Read more

The start of the new financial year always brings with it new rules for superannuation funds. Some years have seen many wide-reaching changes, while other years have seen just a few. For the 2020/21 financial year the two changes are Read more

There is a little known rule that can have huge implications for self-managed superannuation funds (SMSFs), particularly when it comes to reversionary pensions. This paper provides the crucial 'must know' details. Read more

Optimum Pensions has designed and tested an innovative new lifetime income stream, the Real Lifetime Pension (RLP), that may be delivered by superannuation funds to their members to address longevity risk, while providing higher performance than current ... Read more

Regulatory Guide 272 Product Intervention Power (RG 272) sets out the score of the product intervention power, and explains how the Australian Securities and Investments Commission (ASIC) will use it, and how an intervention order will be made. Read more