Most outcomes in life are impacted by skill (or a lack of it) as well as noise (random chance or luck). What do we mean by this in practice? We mean that a portion of any outcome is likely to relate to the process that was put in place to produce it ... Read more

Group Insurance has always been a tremendous platform for making insurance more accessible to more people, but increased competition and strong economic conditions have meant Group Insurers have had to re-asses their mantra and it is becoming commonplace ... Read more

The concept of "simple super" has significantly shifted the goal posts for consumers and for everyone in the industry. It has also helped eliminate some of the complexity which has built up around superannuation over the past 20 years. It ... Read more

Performance measurement and transaction cost analysis can often be confused when assessing the qualities of a transition. Performance measurement is used to measure fund returns over a period, usually relative to a benchmark. Transaction Cost Analysis ... Read more

When US-based IT consultancy The Standish Group first published The Chaos Report in 1994, it rocked the enterprise IT community to its foundation when it revealed that a staggering 31 per cent of IT projects would be cancelled before completion while ... Read more

To catch a mouse, use cheese. But how do you catch a rat? Unfortunately for governments and financial businesses, the best money launderers are like rats - and these rats are reaching new heights of creativity in their pursuit of ill-gotten gains. With ... Read more

While some financial services companies are focusing on attracting and retaining as many customers as possible, the benefits of this approach are questionable. Research commissioned by Fujitsu shows that while customers welcome a great buying experience ... Read more

Over the past three years AMP Capital and Investment Trends have undertaken extensive research into the characteristics, motivation and behaviours of SMSF investors and their advisers. March 2007 saw the release of the latest survey which looked at ... Read more

The major attraction of an SMSF is that individual members become, as trustees, their own fund manager. But there are several issues trustees need to consider when devising an investment strategy for their SMSF including the acquisition of assets rules ... Read more