Volume 11, Issue 4

Investment
Matthew Peter
MATTHEW STROTTON , MATTHEW PETER  |  FRIDAY, 16 NOV 2018
Key takeaways Read more
Adeline Chan
TOH SHAOWEI , ADELINE CHAN  |  FRIDAY, 11 JAN 2019
Even though much has already been spoken about the coming Asia Pacific (APAC) growth era, the investment universe is still caught in a tug-of-war between the familiar comforts of growth in the West and the alien new growth in the East. Read more
Nicholas Stotz
NICHOLAS STOTZ  |  THURSDAY, 22 AUG 2019
Socially conscious investing, whereby companies are evaluated not only by their investment potential but also by their environmental and social impact, is one of the fastest growing investment strategies in the world as investors strive to align their ... Read more
Kashi Trathen
KASHI TRATHEN  |  FRIDAY, 27 SEP 2019
In 1987, the then Federal Treasurer Paul Keating remarked that if you went into your local pet store, you would find the galah talking about microeconomic reform. In 2019, those same galahs (they can live up to 40 years) must surely be talking about ... Read more
Matthew Picone
ASHA MEHTA , MATTHEW PICONE , SETH WEINGRAM  |  THURSDAY, 10 OCT 2019
Over the past decade, investors have pursued a growing range of responsible investing objectives. Increasingly, investors recognise the alpha potential and risk mitigating properties of responsible investing. Read more
Ethics & Governance
DTCC
DTCC  |  FRIDAY, 23 NOV 2018
Over the past decade, the financial industry has made substantial progress in strengthening global market stability and enhancing resilience. Read more
DTCC
DTCC  |  WEDNESDAY, 28 NOV 2018
The past several years have been characterised by a worldwide economic expansion that is broadly synchronised between the U.S., Europe and Asia. In 2017, the global economy grew by 3.7%, the fastest increase seen in seven years. Asia, which currently ... Read more
Michael Chaaya
MICHAEL CHAAYA  |  FRIDAY, 6 SEP 2019
On 16 July 2019, an expert panel chaired by Graeme Samuel published their Capability Review of the Australian Prudential Regulation Authority (APRA).1 Read more
Geoff Sanders
GEOFF SANDERS , NICHOLAS ALLINGHAM  |  THURSDAY, 19 SEP 2019
After many years of deferrals, the first reporting date for superannuation funds to disclose their portfolio holdings is fast approaching, with trustees being required to disclose item-by-item investment holdings (as at 31 December 2019) by late March ... Read more
Administration & Management
Joseph Cheung
JOSEPH CHEUNG , DANIEL BUTLER  |  THURSDAY, 13 DEC 2018
The new law pertaining to 'ipso facto' clauses came into operation on 1 July 2018. This article highlights the relevance of the new law for SMSFs. Note that the law in this area is complex and a detailed and careful analysis is required to properly ... Read more
Marjon Muizer
MARJON MUIZER  |  THURSDAY, 15 AUG 2019
At tax time, no SMSF (self-managed super fund) wants a qualified audit. Yet the chance is higher if you hold unlisted assets, particularly unlisted trusts and companies, plus any loans you've made. Read more
David Barrett
DAVID BARRETT  |  THURSDAY, 29 AUG 2019
From a legislative development perspective, the Federal Government election result on 18 May 2019 has provided a more stable outlook for financial services professionals, at least over the short term. It is timely then to take stock of the current state ... Read more
Janet Manzanero-Caruana
JANET MANZANERO-CARUANA  |  FRIDAY, 4 OCT 2019
There were 49,032 divorces granted in 2017, an increase from 46,604 in 2016, and that's not counting de facto relationship breakdowns (ABS, 2017). What usually follows separation or divorce is the splitting of the couple's assets under a family ... Read more
Fletch Heinemann
FLETCH HEINEMANN  |  THURSDAY, 24 OCT 2019
On May 24 2018, the government first introduced a 12-month superannuation guarantee (SG) amnesty. The relevant Bill failed to pass the Senate and then lapsed when the federal election was called on 11 April 2019. Read more
William Fettes
KIMBERLEY NOAH , WILLIAM FETTES  |  FRIDAY, 22 NOV 2019
The $1.6 million transfer balance cap (TBC) imposes a limit on the total amount that a fund member can transfer into an exempt (retirement phase) pension. Read more
William Fettes
ALLISON MURPHY , WILLIAM FETTES  |  FRIDAY, 6 DEC 2019
The limited recourse borrowing arrangement (LRBA) lending market has undergone a significant shift in recent years, with most first-tier bank lenders withdrawing their LRBA offerings for purchasers of residential property. As a result, several smaller ... Read more
Retirement
Darren Beesley
DARREN BEESLEY  |  FRIDAY, 13 SEP 2019
The ASFA Retirement Standard benchmarks the annual budget needed by Australians to fund either a comfortable or modest standard of living in the post-work years. Read more
Andrew Lowe
ANDREW LOWE  |  FRIDAY, 18 OCT 2019
The introduction of the government's 'Innovative Superannuation Income Streams' Regulations [Treasury Laws Amendment (Innovative Superannuation Income Streams) Regulations 2017] has, since 1 July 2017, allowed for the development of new ... Read more
NICK CALLIL  |  FRIDAY, 1 NOV 2019
It is remarkable that, more than 25 years after the key planks of today's superannuation system were put in place, we still have not defined the purpose of superannuation, despite recent (to date) unsuccessful attempts to legislate an objective. ... Read more
Jeremy Cooper
JEREMY COOPER  |  TUESDAY, 26 NOV 2019
It is a fact of life that nobody knows exactly how long they will live. Of more concern is that most people don't know how long they are expected to live on average either. Given that Australian seniors are responsible for financing their own retirement ... Read more
Technology
Philip Catania
PHILIP CATANIA  |  FRIDAY, 8 NOV 2019
With the frequency and seriousness of data breaches continuing to set new records each year in Australia and across the world, Australian regulators have begun laying down the law when it comes to data management, cyber resilience and information security ... Read more
Robyn Chatwood
ROBYN CHATWOOD  |  FRIDAY, 10 JAN 2020
Overview Read more
Insurance
Selwyn Black
SELWYN BLACK  |  FRIDAY, 15 NOV 2019
A considerable proportion of our wealth now sits in superannuation. It is estimated that at the age of retirement (age 60-64) the average Australian will have over $200,000 in their superannuation fund (ASFA, 2017). Read more