Insurance Articles

Showing 21 to 30 of 33 articles:
Christopher Blaxland-Walker
CHRISTOPHER BLAXLAND-WALKER  |  FRIDAY, 13 JAN 2017
Retaining invaluable knowledge andexperience in the modern advice world Read more
Alex Koodrin
ALEX KOODRIN  |  FRIDAY, 16 SEP 2016
Key person insurance Read more
Rahul Singh
RAHUL SINGH  |  FRIDAY, 16 SEP 2016
Prior to 1 July 2014, when considering total and permanent disablement (TPD) insurance, advisers typically considered the advantages and disadvantages of owning the cover inside or outside superannuation when deciding the ownership structure. The advice ... Read more
  |  WEDNESDAY, 27 MAY 2015
Conflicted remuneration structures are the primary cause of poor advice in Australia, and feature in all the major advice scandals spanning the last decade. Conflicted remuneration, if allowed to remain in any guise, will continue to undermine the quality ... Read more
JAMES FERNYHOUGH , LAURA MILLAN  |  SUNDAY, 4 AUG 2013
In the wake of the group insurance crisis, super funds are one-by-one renegotiating their contracts with their life insurers. As a result, premiums are rising significantly, in many cases bringing them in line with retail premiums. This is causing some ... Read more
STEPHEN GRAHAM  |  MONDAY, 4 FEB 2013
According to recent Lifewise / NATSEM research, 95 per cent of Australian families don't have adequate insurance cover. This dramatic level of underinsurance provides a significant opportunity for financial advisers, especially when the client's superannuation ... Read more
PAUL TRIGG  |  MONDAY, 4 FEB 2013
It wasn't too long ago when group life insurance was a small sector with just a handful of serious players. With the proliferation of group and industry super funds, the group risk market is today worth close to $2.4 billion - and rising. Paul Trigg ... Read more
Graeme Colley
GRAEME COLLEY  |  THURSDAY, 20 SEP 2012
Graeme Colley of the SMSF Professionals Association of Australia (SPAA) explores life insurance options for SMSF investors. Read more
Kevin Liu
KEVIN LIU , BRUCE ARNOLD  |  THURSDAY, 20 SEP 2012
This APRA working paper compares premiums paid by by super members to the benefits they receive. Read more
JON DE FRIES  |  WEDNESDAY, 11 JUL 2012
Advisers working in business insurance have a lot to consider; not only deductibility of premiums, but also the implications of capital gains tax. In this paper, Jon de Fries examines the issue in regards to ownership, asset and revenue protection. Read more