Insurance Articles

Showing 11 to 20 of 29 articles:
Amy Lewis
AMY LEWIS  |  FRIDAY, 18 JUN 2021
Superannuation funds typically offer three types of insurance to members. Read more
Australian Prudential Regulation Authority
Life and disability insurance are important benefits offered by superannuation funds to Australians. Under the Superannuation Industry (Supervision) Act 1993 (SIS Act), all members in MySuper (default) products must have death and permanent incapacity ... Read more
Selwyn Black
SELWYN BLACK  |  FRIDAY, 15 NOV 2019
A considerable proportion of our wealth now sits in superannuation. It is estimated that at the age of retirement (age 60-64) the average Australian will have over $200,000 in their superannuation fund (ASFA, 2017). Read more
Deidre Grover
DEIDRE GROVER  |  FRIDAY, 14 JUN 2019
Insurance through superannuation is widely utilised in Australia and plays an important role given the benefits it can provide individuals. However, the deduction of insurance premiums from superannuation savings can be a key driver of superannuation ... Read more
Linda Bruce
LINDA BRUCE  |  FRIDAY, 13 APR 2018
Personal insurance policies, such as death, total & permanent disability (TPD) and income protection insurance, are often held within super. In fact, more than 70 per cent of personal insurance policies in Australia are held through super funds ... Read more
Emma Rapaport
EMMA RAPAPORT  |  FRIDAY, 11 AUG 2017
On Monday March 7, 2016, the Australian life insurance sector changed forever. Read more
Christopher Blaxland-Walker
CHRISTOPHER BLAXLAND-WALKER  |  FRIDAY, 13 JAN 2017
Retaining invaluable knowledge andexperience in the modern advice world Read more
Alex Koodrin
ALEX KOODRIN  |  FRIDAY, 16 SEP 2016
Key person insurance Read more
Rahul Singh
RAHUL SINGH  |  FRIDAY, 16 SEP 2016
Prior to 1 July 2014, when considering total and permanent disablement (TPD) insurance, advisers typically considered the advantages and disadvantages of owning the cover inside or outside superannuation when deciding the ownership structure. The advice ... Read more
  |  WEDNESDAY, 27 MAY 2015
Conflicted remuneration structures are the primary cause of poor advice in Australia, and feature in all the major advice scandals spanning the last decade. Conflicted remuneration, if allowed to remain in any guise, will continue to undermine the quality ... Read more