There has been a lot of talk about Division 296, but there is one important exemption that has received very little attention. Read more

This paper outlines the key requirements that need to be met to qualify for the tax-free uplift. Read more

After several years of risk aversion, Australian insurers are now repositioning their portfolios to reflect a return to more balanced risk exposure. Read more

The sustainability of total and permanent disability insurance has emerged as an important issue in Australia's financial landscape. Read more

This paper outlines the process to meet the PI condition of release and the tips, traps and pitfalls when helping your clients decide how they access their benefits. Read more

While IP offsets assist with ensuring cover is sustainable, they also pose potential challenges for superannuation funds and their members. Read more

This paper summarises the YFYS activity over the past three years, including implementation, government and industry response, and early observations. Read more

Early in 2023, JANA identified the potential of insurance-linked securities (ILS) as a favourable investment avenue. Subsequently, the sector experienced an exceptional year, delivering record returns. Read more

Acollaborative effort is needed to develop a more equitable and sustainable framework for supporting members with a disability, especially those with mental health-related disabilities. Read more

With the superannuation sector and self-managed superannuation funds (SMSFs) growing at a rapid rate, the need for public offer and industry superannuation funds to provide a compelling offer to members is more important than ever before. Read more