PRAYAS PRADHAN   The Australian Securities and Investments Commission (ASIC) made a product intervention order on 22 October 2020 that imposes conditions on the issue and distribution of contracts ...ANDREW HOWARD   The conditions around the COVID-19 pandemic—economic uncertainty and lack of internal controls in a new digital workplace—have created the perfect ecosystem for financial ...

RAM THIRUKKONDA   Over the past four decades, the long-term sovereign bonds that typically dominate asset owners' fixed income allocations have delivered outstanding returns. Moreover, since 2000 ...TOBY BELLINGHAM   The energy sector is currently at the early stages of a major restructure from fossil fuels to clean energy. This evolution will continue for decades, supported by a globally ...

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY   Life and disability insurance are important benefits offered by superannuation funds to Australians. Under the Superannuation Industry (Supervision) Act 1993 (SIS Act), all members ...SELWYN BLACK   A considerable proportion of our wealth now sits in superannuation. It is estimated that at the age of retirement (age 60-64) the average Australian will have over $200,000 in ...

DANIEL MCKEAN   As confirmed by the Australian Institute of Criminology (AIC), we now live in a world where cyber-related identity crime is "more common than robbery, motor vehicle theft, household ...KARREN VERGARA   The subject of life insurance does not spark interest for many, typically because it's perceived as boring, complicated and expensive. Over the last decade, however, the life ...

MARGARET HEFFRON   One of the final pieces of the 2021/22 planning jigsaw has dropped into place. The release of the November 2020 Average Weekly Earnings data means we now know for sure that the ...MICHAEL RICE   Would it reduce inequality in Australia? Retirement Income Review The Retirement Income Review was formed in September 2019 with the appointment of the Panel Members, Mike Callaghan ...

ANGUS MORRISON   Want to know whether superannuation should be paid to contractors? If you engage contractors, the cost of getting this wrong can be extremely high. Government legislation is complex.PETER TOWNSEND   The Australian Taxation Office (ATO) has recently published 'Regulation 8.02B and evidence to support real property valuations' which outlines its evidence approach and requirements ...

PAUL O'BRIEN   There is a range of trends, themes and issues that our industry will need to address this year. Improving environment, but increasing challenges The majority of respondents expect ...JIM HENNINGTON   Life expectancy is a statistical indication of how long a person may live as opposed to an estimate of how long they will live. It is typically based on their year of birth, current ...