Optimum Pensions has designed and tested an innovative new lifetime income stream, the Real Lifetime Pension (RLP), that may be delivered by superannuation funds to their members to address longevity risk, while providing higher performance than current ... Read more

A lifetime income stream that includes a lifetime annuity can provide secure, regular income for life, providing clients with peace of mind in retirement regardless of how long they live or how investment markets perform. Read more

A lifetime income stream including a lifetime annuity, can provide secure, regular income for life, providing clients with peace of mind in retirement regardless of how long they live or how investment markets perform. Once a decision has been made ... Read more

To access their superannuation, an individual needs to meet a condition of release. One of the conditions of release is attaining preservation age, which entitles a person to access their superannuation in the form of an income stream, with a restriction ... Read more

It is a fact of life that nobody knows exactly how long they will live. Of more concern is that most people don't know how long they are expected to live on average either. Given that Australian seniors are responsible for financing their own retirement ... Read more

It is remarkable that, more than 25 years after the key planks of today's superannuation system were put in place, we still have not defined the purpose of superannuation, despite recent (to date) unsuccessful attempts to legislate an objective. ... Read more

The introduction of the government's 'Innovative Superannuation Income Streams' Regulations [Treasury Laws Amendment (Innovative Superannuation Income Streams) Regulations 2017] has, since 1 July 2017, allowed for the development of new ... Read more

The ASFA Retirement Standard benchmarks the annual budget needed by Australians to fund either a comfortable or modest standard of living in the post-work years. Read more

With two years of considerable discussion around the provision of new retirement income products, savvy trustees are realising it's the perfect time to integrate retirement income products into the mix. Read more

In the past, most Australians have been in the accumulation phase when it comes to their money. Their primary objective has been building wealth. Read more