We have been in a period where financial market volatility has been abnormally low and as such, the focus in fixed income has become overly skewed to how much interest income can be generated, at the expense of ignoring downside risks. Read more

The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly outlive their life expectations provided by static tables - ultimately ... Read more

Ever since the introduction of Australian Life Tables by the Australian Government Actuary in the 1880s, the longevity of Australians has been consistently improving. Read more

"...gold which he cannot spend will make no man rich." - Dr. Samuel Johnson (1709-84) Read more

1. Retirement in Australia: yesterday, today and tomorrow Read more

We all hope that when we've finished our working life, we can retire in comfort. However, the reality for many people, especially women, is very different. Read more

Two years ago, the Chinese stock market was nearing the end of a mini-meltdown during which the Shanghai Composite shed more than 40% of its value in two months. This event, plus the US Federal Reserve's decision to commence tightening later in ... Read more

As Australians live longer, more and more will end up in residential aged-care. The number of people in permanent aged care in Australia is expected to triple in the next 35 years, from 225,000 today to 700,000 in 2050. Read more

While growth assets are widely accepted in asset allocation decisions during the accumulation phase, many investors overlook the benefit allocating to shares can provide in the way of growing tax-effective income in the post-retirement phase. Read more

Are Super Funds being hypocritical? Read more