Back in 2010, Martin Currie started to look at how the ageing population was changing the retirement environment in Australia, and how people moving into retirement were actually going to fund their retirement. Read more

Part two of this paper provides an overview of each country's approach to longevity risk in the context of the retirement income. It addresses differences more than common themes in social security, taxation, pension savings and retirement income ... Read more

Part one of this paper concentrates on longevity risk in the context of the retirement income system in Australia, the United Kingdom (UK) and the United States (US). While there are differences in the social security, taxation, pension savings and ... Read more

Retirees often ask their adviser if it is a good idea to lock in retirement income in a low interest rate environment. There is often a sense that "rates will have to rise" so clients assume that it makes sense to wait. To help in these discussions ... Read more

Australia's superannuation system is a curious hybrid. It starts from the premise that people do not accumulate enough savings during their working lives and so should be forced to save. It then turns around and gives the same people significant ... Read more

Within the world of retirement income planning, there are two opposing schools of thought: probability-based and safety-first. Understanding the distinctions and thought processes of both schools is important as in getting the best outcomes. Read more

Rainmaker's professional standards officer Trevor Harris runs through some of the tax benefits and pitfalls of transition to retirement pensions. Read more

PricewaterhouseCoopers partner Catherine Nance has a thorough look at how those now approaching retirement age will reshape the financial services industry. Read more

As Australia's population reaches unprecedented levels of longevity, UNSW's Anthony Asher addresses some of the associated risks and proposes some controversial solutions. Read more

Challenger's Jeremy Cooper and Aaron Minney take a look at the retirement phase of superannuation, advocating the inclusion of longevity protection products in addition to the standard account based pensions. Read more