![]() Janet Manzanero-Caruana Senior Technical Services Manager, Insignia Financial Ltd Janet Manzanero-Caruana is an experienced senior technical services manager with a strong history in financial services. She is skilled in wealth accumulation, superannuation including SMSFs, retirement planning, social security, aged care and tax. Prior to joining MLC, Janet held roles with the BT Technical Services and IOOF, supporting financial planning practices through client advocacy by enhancing stakeholders' understanding of financial planning issues and ensuring timely, high-quality service to advisers, paraplanning, compliance, marketing and complaints teams.
JANET MANZANERO-CARUANA | FRIDAY, 4 OCT 2019 There were 49,032 divorces granted in 2017, an increase from 46,604 in 2016, and that's not counting de facto relationship breakdowns (ABS, 2017). What usually follows separation or divorce is the splitting of the couple's assets under a family ... Read more PAGE: 1 |
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Superannuation funds are apathetic, dismissive and continue to fail members at the most basic service level, a new investigation from Super Consumers Australia (SCA) reveals, which slapped the industry with an overall failing grade on customer satisfaction.
Aware hikes fees for former TelstraSuper members
Following the merger of the two funds, Aware Super has informed former TelstraSuper members' death and TPD insurance costs will rise as much as 53%.
Hostplus delivers double-digit FY26 returns
Hostplus Balanced (MySuper) option delivered members 10.8% for the financial year 2025-26, while the Indexed Balanced option and the High Growth option returned members 11.06% and 12.61% respectively.
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Leading the way
SHARON DAVIS
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
Sharon Davis has always been fascinated by the human condition; it has driven her passion for people, her career, and building a better future for the next generation and beyond. Eliza Bavin writes.








