 Janet Manzanero-Caruana Senior Technical Services Manager, Insignia Financial Ltd Janet Manzanero-Caruana is an experienced senior technical services manager with a strong history in financial services. She is skilled in wealth accumulation, superannuation including SMSFs, retirement planning, social security, aged care and tax. Prior to joining MLC, Janet held roles with the BT Technical Services and IOOF, supporting financial planning practices through client advocacy by enhancing stakeholders' understanding of financial planning issues and ensuring timely, high-quality service to advisers, paraplanning, compliance, marketing and complaints teams.
JANET MANZANERO-CARUANA | FRIDAY, 4 OCT 2019 There were 49,032 divorces granted in 2017, an increase from 46,604 in 2016, and that's not counting de facto relationship breakdowns (ABS, 2017). What usually follows separation or divorce is the splitting of the couple's assets under a family ... Read more PAGE: 1 |
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FSC links active super choices to stronger retirement outcomes
|Australians who actively engage with their superannuation and seek financial advice could significantly improve their retirement outcomes, according to new research commissioned by the Financial Services Council (FSC).
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Two-thirds of Australian businesses expect Payday Super will require moderate to significant operational changes, despite widespread confidence in their ability to comply with the reforms due to take effect from 1 July 2026.
Small fee increases cost nest eggs $77k: Vanguard
A new analysis from Vanguard Australia shows superannuation funds charging marginal fee increases can cost members $77,000 in retirement.
MySuper assets pursue $1.5tn Choice sector
MySuper assets are fast catching up to the $1.5 trillion Choice sector, hitting nearly $1.2 trillion in the March quarter.
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Leading the way
SHARON DAVIS
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
Sharon Davis has always been fascinated by the human condition; it has driven her passion for people, her career, and building a better future for the next generation and beyond. Eliza Bavin writes.
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