Josh Fear is a research fellow at the Australia Institute, an independent public policy think tank based in Canberra. He is a social researcher with an interest in consumer psychology and behaviour, public perceptions of government policy and political communication. Prior to working at the Institute, he was a consultant in the private sector conducting policy and evaluation research for public and community sector clients. Josh holds a Bachelor of Arts from the University of Sydney and a Master of Policy Studies from the University of New South Wales.

The existing superannuation system is built on a contradictory notion of the way people make financial decisions. On the one hand, the concept of compulsory superannuation suggests that Australians are myopic, irrational and have to be forced to save. ... Read more