 David Orford Managing Director, Optimum Pensions Pty Ltd
JIM HENNINGTON , DAVID ORFORD , RICHARD LECKEY | FRIDAY, 12 SEP 2025 CPI-linked lifetime annuities offer predictable, inflation-protected retirement income for life. So, how do the new Innovative Retirement Income Stream products compare and what are the key differences? Read more  JIM HENNINGTON , DAVID ORFORD | FRIDAY, 14 APR 2023 Under the Retirement Income Covenant (RIC), superannuation trustees are required to develop strategies to assist members to achieve and balance three core objectives: maximising retirement income; managing risks; providing access to capital. Read more DAVID ORFORD | WEDNESDAY, 17 JUN 2020 Optimum Pensions has designed and tested an innovative new lifetime income stream, the Real Lifetime Pension (RLP), that may be delivered by superannuation funds to their members to address longevity risk, while providing higher performance than current ... Read more DAVID ORFORD | THURSDAY, 2 MAY 2019 With two years of considerable discussion around the provision of new retirement income products, savvy trustees are realising it's the perfect time to integrate retirement income products into the mix. Read more DAVID ORFORD | THURSDAY, 6 DEC 2018 The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly outlive their life expectations provided by static tables - ultimately ... Read more DAVID ORFORD | FRIDAY, 27 JUL 2018 Ever since the introduction of Australian Life Tables by the Australian Government Actuary in the 1880s, the longevity of Australians has been consistently improving. Read more PAGE: 1 |
Latest News
FSC links active super choices to stronger retirement outcomes
|Australians who actively engage with their superannuation and seek financial advice could significantly improve their retirement outcomes, according to new research commissioned by the Financial Services Council (FSC).
Operational changes anticipated for Payday Super: Rest
Two-thirds of Australian businesses expect Payday Super will require moderate to significant operational changes, despite widespread confidence in their ability to comply with the reforms due to take effect from 1 July 2026.
Small fee increases cost nest eggs $77k: Vanguard
A new analysis from Vanguard Australia shows superannuation funds charging marginal fee increases can cost members $77,000 in retirement.
MySuper assets pursue $1.5tn Choice sector
MySuper assets are fast catching up to the $1.5 trillion Choice sector, hitting nearly $1.2 trillion in the March quarter.
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Leading the way
SHARON DAVIS
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
NON-EXECUTIVE DIRECTOR
FUTURE GROUP AUSTRALIA HOLDINGS PTY LTD
Sharon Davis has always been fascinated by the human condition; it has driven her passion for people, her career, and building a better future for the next generation and beyond. Eliza Bavin writes.
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