![]() David Orford Managing Director, Optimum Pensions Pty Ltd (at time of writing)
JIM HENNINGTON , DAVID ORFORD , RICHARD LECKEY | FRIDAY, 12 SEP 2025 CPI-linked lifetime annuities offer predictable, inflation-protected retirement income for life. So, how do the new Innovative Retirement Income Stream products compare and what are the key differences? Read more JIM HENNINGTON , DAVID ORFORD | FRIDAY, 14 APR 2023 Under the Retirement Income Covenant (RIC), superannuation trustees are required to develop strategies to assist members to achieve and balance three core objectives: maximising retirement income; managing risks; providing access to capital. Read more DAVID ORFORD | WEDNESDAY, 17 JUN 2020 Optimum Pensions has designed and tested an innovative new lifetime income stream, the Real Lifetime Pension (RLP), that may be delivered by superannuation funds to their members to address longevity risk, while providing higher performance than current ... Read more DAVID ORFORD | THURSDAY, 2 MAY 2019 With two years of considerable discussion around the provision of new retirement income products, savvy trustees are realising it's the perfect time to integrate retirement income products into the mix. Read more DAVID ORFORD | THURSDAY, 6 DEC 2018 The risk of financial advisers using the Australian life tables (ALT) to help clients prepare for retirement will lead to Australians facing ongoing challenges as they increasingly outlive their life expectations provided by static tables - ultimately ... Read more DAVID ORFORD | FRIDAY, 27 JUL 2018 Ever since the introduction of Australian Life Tables by the Australian Government Actuary in the 1880s, the longevity of Australians has been consistently improving. Read more PAGE: 1 |
Latest News
The risks keeping APRA's new deputy chair up at night
The Australian Prudential Regulation Authority's (APRA) new deputy chair David Bradbury said the risks that keep him awake at night are those with the potential to threaten the financial stability of the super system or cause catastrophic losses for members.
Early access undermines super's purpose: Mulino
Assistant treasurer Daniel Mulino took an aim at plans by the opposition to let Australians dip into their super early, stating weakening preservation would undermine intergenerational protections and hurt the most vulnerable.
ART rolls out new investment technology platform
Australian Retirement Trust (ART) has launched a new portfolio management system as the $375 billion superannuation fund strengthens its investment capabilities targeting further growth.
ATO sets sights on 'predatory practices' to access super
The ATO noted there has been a decrease in compassionate release of super, which it said was promising, however it remains concerned about predatory practices from health practitioners attempting to access super for financial gain.
Further Reading
Cover Story

In the right place
VASYL NAIR
CHIEF EXECUTIVE OFFICER
TEAM SUPERANNUATION FUND
CHIEF EXECUTIVE OFFICER
TEAM SUPERANNUATION FUND
Team Super chief executive Vasyl Nair reflects on the winding path from law to superannuation, the people who shaped him and the changing role of super funds in people's lives. Vinny Vucago writes.









