Dr Lester Wills' thesis was in the area of personal financial preparation for retirement and has presented material from his research at international conferences. He has also submitted papers for publication in a number of leading international journals and has had papers published by the Pensions Institute in London.

Dr Wills has experience in a number of fields, having started his professional life as a science teacher, a career that provided invaluable experience in effectively communicating with an audience. He then completed a degree in psychology and went on to do an MBA, majoring in economics and marketing. He spent a number of years working on dealing desks as an investment manager in Europe and Australia, managing equity and fixed interest portfolios and a range of derivatives. He then worked as a general marketer, gaining experience in marketing and product development in both wholesale and retail environments.

Intuitively the answer to this question would appear to be yes as unlike many other countries around the world, Australia operates a mandatory retirement savings scheme called the Superannuation Guarantee (SG). As a result, Australia is in a better ... Read more