Honey, my insurance swallowed the super fund

Great article Alex; thought provoking as ever. Would your approach mean members no longer had default cover? I think a very percentage of the population only have insurance via their super fund, and this would probably increase the level of under insurance in the country. Insurance is a valuable benefit that funds provide and the automatic cover AND acceptance is really important. I'd be nervous about tinkering too much here without considering the whole picture. Should we be too concerned if trustees are having to spend time on claims? It's a valuable service to members and the trustees' role is to act in their best interests. Cheers