... suffer as they eventually reach retirement with smaller balances than expected. In general, younger workers find it harder to plan for retirement, especially when they have more pressing financial needs, such as saving for a home or paying off personal ... Read more

... the excitement when we launched it... I'll never forget it." Two worlds collide Collaborating to bring Active Super to life, Dawson and Walker's backgrounds couldn't be more different. A native of the US Midwest, Dawson got her start in financial ... Read more

... considerations highlight some potential barriers to funds implementing this aspect of the covenant, namely assisting members to plan their retirement. Given the Quality of Advice Review to be conducted by Treasury will not be completed until after the ... Read more

... isn't a public relations exercise they can solve by just buying a few carbon credit abatement units. It's a hard-edge life and death decision matrix they must actively prepare for. As a result, if what the world's leading militaries are discovering ... Read more

... when she was seven years old, and Sawtell-Rickson says her mother became her first strong independent female role model. Life as a child revolved around sport and going to the beach. She played netball, basketball, touch football and even vigoro, a cricket-like ... Read more

... that charge differently to the way that we do. You might call them a subscription-type fee. We don't have any current plan around our fee structure, [but it is] something that we're constantly monitoring," he says. Voyager in itself, draws clients ... Read more

... provides a guide to their likely retirement planning and broader financial requirements by giving a clue to their remaining life expectancy, their likely remaining period of employment, and their life stage and therefore, for example, the potential for ... Read more

... includes specific retirement income streams that were commenced prior to 20 September 2007. It is to include market-linked, life-expectancy and lifetime products, but not flexi-pension products or a lifetime product in a large APRA-regulated or public ... Read more

... what a post-modern super fund should look like. Imagine a retail Australian version of the $850 billion US Thrift Savings Plan. Thrift serves six million US government employees and military personnel, built on lifestage products underpinned by ETFs ... Read more

... events occur, the retiree has options within their portfolio to maintain a steady income stream at a level relevant for their life stage. Retirees could also use a simple layering strategy, with a basic annuity style product, ensuring that their everyday ... Read more