... retirement and avoid losing large balance members to competitors. Funds are striving to engage more effectively around particular life and activity milestones, for example engaging with a member with who has recently married or has newly dependent children. ... Read more

... fiscal policy, significant pent-up demand for services, and expectations that vaccines introduce a return to a more normal life. As long as these themes continue, the positive tone underpinning markets is likely to remain in place. Portfolios that strike ... Read more

... 'normal' arrangements. In other words, an employee starts, works some time and then leaves. If everything goes according to plan, then superannuation will probably be paid correctly 99% of the time. But real life is far more complicated. So ... Read more

... blows to profitability. Foreign companies currently control the majority of Australia's life insurance industry. According to Plan For Life, Dai-ichi Life Group's TAL holds the largest market (28%), followed by Hong Kong-based AIA Australia (17%), Swiss ... Read more

... Aged Pension provides a backstop to cover other risks. "When tested under different assumptions - such as shorter working life, lower wages and lower investment returns - replacement rates are within or above the 65-75 per cent range for most income ... Read more

... individual's unique make-up. This paper outlines why adopting a personalised approach will help more Australians reach their life-after-work goals. A global problem worth solving Funding the retirement of working populations is a global challenge. ... Read more

... Bureau of Meteorology, which at the time had just three positions to fill. "By chance I went into technology roles in the life insurance industry and worked my way up, from computer operating to programming and project management," she says. Mika spent ... Read more

... application of the new formula. Although this article only focuses on MLPs, we acknowledge that this law also applies to complying life expectancy pensions. Read more

... everyone else who doesn't need the money also takes it early, even better for your economic figures! But what is their plan for retirement? Forced saving and investing covers a population almost averse to the concept. The whole purpose of saving ... Read more

... behaviour, but it's important that investors don't allow pessimism to steer them away from their long-term investment plan. Investors in the US have poured assets into money market funds - traditionally one of the lowest risk investment vehicles ... Read more